DT Financial Risk Consulting            

Securing wealth & limiting financial risk


Life Insurance

 When tragedy strikes our loved ones shouldn't be left to figure out the finances. Whole Life, Universal Life, Term Life, Final Expense, & Living Benefit life policies are available to secure finances after a loved ones lost and if done properly create generational wealth.


Health Insurance

There are many health plans available from Major Medical, Short Term, Supplemental, Medicare, Dental, & Vision.


Supplemental Insurance

Policies that pay the policyholder directly. Several types of supplemental insurances are available: Hospital, Disability, Cancer, Critical illness, Accident & etc.


Medicare Supplements

Seniors 64 & up shouldn't  have to worry about their healthcare. With Medicare Supplements there is 100% coverage of both Parts A & B. NO coinsurance, copays, networks, or managed care.


About Us

DT Financial Risk Consulting, LLC headquarters is in Miami, Florida. Knowledgeable insurance broker and consultant; covering numerous lines of insurance including: life, health, supplemental, & legal expense. We browse the market for the best plans there are and present options to clients based on their individual business and personal needs. Life/Health & Legal Expense licensed in Florida, Virginia, & Pennsylvania. If you are seeking services a license for your state can be obtained. Clients have included major corporations that are part of the Marine Industry Association, INC 5000 list & also CARF accredited.

Employees & Individuals

Many plans are offered that will offset & supplement ridiculously high deductibles & other medical expenses. Receive benefits in lump sums for accidents, stress/mental health, disability, cancer, stroke,heart attack, hospital and doctor visits. We understand health issues can hinder the ability to provide. Giving you peace of mind in times of pain & grief; the thought of whether the family is taken care of or treatment & medicines get paid for should never be an issue.

Business Owners

Business owners are getting a tremendous tax savings by allowing their employees to participate in group rates. Employers with 5-15 EE's can expect to save at least $2.295-$6.885 & employers with 20-50 EE's can expect tax savings between $9,180-$22,950. Large # EE's = larger tax savings. We help reduce worker's compensation claims by offering plans that cover employees injuries and sickness both on and off the job


Medicare Supplements are the perfect choice for seniors 64 & up. Under our med sup plans seniors are covered 100% under both part A & B including excess charges. Only responsible for the monthly premium and the federal standardized $183 Part B deductible. No medical bills ever again. That's what you call peace of mind.

Contact Us

Please contact us if you're interested or just seeking information we're always willing to help.

 If you would like a quote please provide the following information: 

dob,zip code,phone number,tobacco use,gender, & major health issues w/in 2 yrs

We look forward to hearing from you. Take care!

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Please call or fill out the form above for a free quote

1 (305) 456-4769


Privacy Policy

DT Financial Risk Consulting operates the http://www.dtfinancialriskconsulting.com website (the "Service").

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data. Our Privacy Policy for DT Financial Risk Consulting is managed through Free Privacy Policy.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from http://www.dtfinancialriskconsulting.com

Information Collection And Use

We collect several different types of information for various purposes to provide and improve our Service to you.

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

Email address

First name and last name

Phone number

Address, State, Province, ZIP/Postal code, City

Usage Data

We may also collect information how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

DT Financial Risk Consulting will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure Of Data & Legal Requirements

DT Financial Risk Consulting may disclose your Personal Data in the good faith belief that such action is necessary to:

To comply with a legal obligation

To protect and defend the rights or property of DT Financial Risk Consulting

To prevent or investigate possible wrongdoing in connection with the Service

To protect the personal safety of users of the Service or the public

To protect against legal liability

Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Service Providers

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.